Saving now happens on payday, not at the end of the month when there's nothing left. Set a rule once — a percentage or a fixed amount, tied to a named goal — and Cassis works out the transfer the moment your salary lands.

Rules respect a floor you set. If your balance would drop below it on payday, the transfer is skipped rather than pushing you toward an overdraft, and you'll see why. That single detail is the difference between a rule you keep and one you delete after the second time it caused a problem: in our beta, rules with a floor were still running after six months in 84% of cases, against 41% for rules without one.

Cassis still never moves money itself. The rule tells you what to transfer and when, and you confirm it in your own banking app — fifteen seconds, and no write access to your accounts.

Available now on Pro and Household, with up to three rules per goal.

Connections on paid plans now refresh every hour instead of twice a day. Median sync time dropped from 11 seconds to under 3, and the slowest 1% of syncs went from over 90 seconds to 14.

Most of the gain came from replacing our sequential fetch with a parallel one — we were requesting accounts one at a time from each institution, which meant a household with six accounts waited for six round trips. We also stopped re-requesting transaction history we already had, which cut the data we pull on a typical sync by around 80%.

The practical difference is that a transaction you make at lunch is in Cassis before you get back to your desk, and the balance on your dashboard is one you can actually act on.

Cassis now forecasts your balance 30 days ahead, using the recurring charges, scheduled transfers, and income it already knows about. The chart shows the lowest point of the month rather than just the ending balance, because the worst moment inside a month matters more than where it finishes.

Tapping any day breaks down exactly what moves that day and by how much, so the projection is auditable rather than magical. If a quarterly bill is about to take you under your safe floor, you'll see it a week out instead of the morning it lands.

We deliberately capped the horizon at 30 days. Beyond that, our median error climbed past 19% in testing, and a forecast you can't rely on is worse than no forecast at all.

Any charge from a merchant you've never paid before is now flagged within a day of appearing. Recurring charges you'd forgotten are grouped separately, with the annual total shown next to the monthly amount — $9.99 reads very differently as $119.88 a year.

In the first month, the median user found four charges they didn't recognize. About a third were free trials that had converted silently, and the oldest one anybody reported had been running since 2022.

Alerts are on by default and can be turned off per account in settings.